Time to Vacation Rate your auto insurance?

As our winter visitors begin to place their phone, newspaper, and cable on vacation rate, our Agency is busy doing the same for their auto insurance. Before you rush to call your agent, understand this does not work for everyone. First the vehicle must be registered and kept garaged in Florida. While the vehicle is sitting the state of Florida only requires property damage liability and no-fault. Reducing to these coverages can save hundreds of dollars. If your vehicle is financed check with the lender to see if collision and comprehensive is mandatory. Even if garaged you may be concerned about fire and theft. We advise our customers to place a note on the steering wheel to alert them to call before driving. You also want to be sure family members will not be using the vehicle. If all factors indicate a suspension would work for you, call your agent to save money now.